As many travelers make plans for winter vacations, there is always the possibility that an accident or illness could spoil your travel plans. Having a travel insurance plan in place can help offset any financial impact from an accident or sickness.
If you purchase your travel insurance at the same time that you book your vacation, normally you are covered from an accident or illness that occurs before your vacation.
However, if you have the accident or illness before purchasing your travel insurance, it will need to be disclosed to your insurance provider. They might be willing to provide a waiver, but you will need to get the waiver in writing to have proof.
Purchasing travel insurance should be done around the same time of booking your vacation. That way, you are covered financially if an accident or illness prevents you from traveling on your trip.
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Source: www.mutated.us
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